[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.etage.cz\/v-podnikani-jde-o-penize\/#Article","mainEntityOfPage":"https:\/\/www.etage.cz\/v-podnikani-jde-o-penize\/","headline":"V podnik\u00e1n\u00ed jde o pen\u00edze","name":"V podnik\u00e1n\u00ed jde o pen\u00edze","description":"P\u0159i podnik\u00e1n\u00ed jde samoz\u0159ejm\u011b hlavn\u011b o pen\u00edze. Hlavn\u011b se mus\u00ed vyd\u011bl\u00e1vat na \u017eivobyt\u00ed podnikatele a jeho p\u0159\u00edpadn\u00fdch zam\u011bstnanc\u016f. A tak\u00e9 […]","datePublished":"2025-10-07","dateModified":"2025-10-07","author":{"@type":"Person","@id":"https:\/\/www.etage.cz\/author\/#Person","name":"","url":"https:\/\/www.etage.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/a4f7f6499f3b2a0764d0773f1f5d74780987cfbea7e736c0e74f6185bb257971?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a4f7f6499f3b2a0764d0773f1f5d74780987cfbea7e736c0e74f6185bb257971?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"etage.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.etage.cz\/wp-content\/uploads\/ppppppppppppppppppppp_10_10_10_7.jpg","url":"https:\/\/www.etage.cz\/wp-content\/uploads\/ppppppppppppppppppppp_10_10_10_7.jpg","height":0,"width":0},"url":"https:\/\/www.etage.cz\/v-podnikani-jde-o-penize\/","about":["Pen\u00edze"],"wordCount":421,"articleBody":"        P\u0159i podnik\u00e1n\u00ed jde samoz\u0159ejm\u011b hlavn\u011b o pen\u00edze. Hlavn\u011b se mus\u00ed vyd\u011bl\u00e1vat na \u017eivobyt\u00ed podnikatele a jeho p\u0159\u00edpadn\u00fdch zam\u011bstnanc\u016f. A tak\u00e9 na n\u00e1klady, kter\u00e9 takov\u00e1 firma m\u00e1 a kter\u00e9 se mus\u00ed hradit, aby tato z\u016fstala provozuschopn\u00e1. A tak se hledaj\u00ed zp\u016fsoby, jimi\u017e by se tu dost pen\u011bz vyd\u011blalo. Co\u017e by se m\u011blo poda\u0159it. Ale n\u011bkdy to p\u0159ece jenom nevyjde. A jakmile se podniku nepoda\u0159\u00ed vyd\u011blat dost, za\u010d\u00edn\u00e1 se se sh\u00e1n\u011bn\u00edm pen\u011bz n\u011bkde jinde. Proto\u017ee tyto zkr\u00e1tka nesm\u00ed chyb\u011bt. Nen\u00ed tedy divu, kdy\u017e se soukrom\u00ed podnikatel\u00e9 za\u010dnou zaj\u00edmat i o p\u016fj\u010dky. I jenom vyp\u016fj\u010den\u00e9 pen\u00edze jim mohou prosp\u011bt. A to v situac\u00edch, kdy nen\u00ed dost vlastn\u00edch finan\u010dn\u00edch prost\u0159edk\u016f, ale je jasn\u00e9 nebo aspo\u0148 dost pravd\u011bpodobn\u00e9, \u017ee se jich pozd\u011bji bude vyd\u011bl\u00e1vat dost na to, aby se z\u00edskan\u00e9 p\u016fj\u010dky poda\u0159ilo splatit.Podnikatel\u00e9 tedy sh\u00e1n\u011bj\u00ed p\u016fj\u010dky. Ale pokud se obr\u00e1t\u00ed na n\u011bkterou z bank, \u010dasto neusp\u011bj\u00ed. Banky jsou p\u0159i p\u016fj\u010dov\u00e1n\u00ed pen\u011bz obez\u0159etn\u00e9 a ne\u017e n\u011bkomu pomohou, uji\u0161\u0165uj\u00ed se, a to hodn\u011b p\u0159\u00edsn\u011b, o jeho bonit\u011b. Hodnot\u00ed se v\u00fd\u0161e \u017eadatelov\u00fdch p\u0159\u00edjm\u016f, kontroluj\u00ed se registry dlu\u017en\u00edk\u016f a podobn\u011b. A proto\u017ee jsou banky v tomto ohledu p\u0159\u00edsn\u00e9, neusp\u011bje tu spousta z t\u011bch, kte\u0159\u00ed by si tu cht\u011bli podnikatelskou p\u016fj\u010dku vz\u00edt.A na koho se pak obracej\u00ed ti, kdo v bank\u00e1ch neusp\u011bj\u00ed? Na n\u011bkoho, kdo jim sp\u00ed\u0161e pom\u016f\u017ee. Tedy na nebankovn\u00ed spole\u010dnost. A to proto, \u017ee tady se d\u00e1 z\u00edskat nebankovn\u00ed hypot\u00e9ka. A u t\u00e9 zase a\u017e tak moc nez\u00e1le\u017e\u00ed na tom, jak je nebo nen\u00ed \u017eadatel \u00fasp\u011b\u0161n\u00fd. Tady rozhoduje o poskytnut\u00ed a podm\u00ednk\u00e1ch p\u016fj\u010dky jenom to, zda je podnikatel schopen ru\u010dit nemovitost\u00ed a jakou hodnotu tato nemovitost m\u00e1. Prost\u011b se d\u00e1 nemovitost do z\u00e1stavy a nebankovn\u00ed spole\u010dnost za to bez probl\u00e9m\u016f poskytne svou hypot\u00e9ku a\u017e do v\u00fd\u0161e ur\u010dit\u00e9 stanoven\u00e9 \u010d\u00e1sti hodnoty zastaven\u00e9 nemovitosti. A to docela v\u00fdhodn\u011b. A tud\u00ed\u017e je americk\u00e1 hypot\u00e9ka bez registru americka-nebankovni-hypoteka.cz \u0159e\u0161en\u00edm probl\u00e9m\u016f i pro ty z podnikatel\u016f, kte\u0159\u00ed by to jinak nemuseli v\u016fbec zvl\u00e1dnout.                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"V podnik\u00e1n\u00ed jde o pen\u00edze","item":"https:\/\/www.etage.cz\/v-podnikani-jde-o-penize\/#breadcrumbitem"}]}]