[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.etage.cz\/nikdo-nechce-byt-chudak\/#Article","mainEntityOfPage":"https:\/\/www.etage.cz\/nikdo-nechce-byt-chudak\/","headline":"Nikdo nechce b\u00fdt chud\u00e1k","name":"Nikdo nechce b\u00fdt chud\u00e1k","description":"My lid\u00e9 se v \u017e\u00e1dn\u00e9m p\u0159\u00edpad\u011b neobejdeme bez dostatku pen\u011bz. To je pravda, na kter\u00e9 se zaru\u010den\u011b v\u0161ichni shodneme. Ale […]","datePublished":"2025-11-06","dateModified":"2025-11-06","author":{"@type":"Person","@id":"https:\/\/www.etage.cz\/author\/#Person","name":"","url":"https:\/\/www.etage.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/a4f7f6499f3b2a0764d0773f1f5d74780987cfbea7e736c0e74f6185bb257971?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a4f7f6499f3b2a0764d0773f1f5d74780987cfbea7e736c0e74f6185bb257971?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"etage.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.etage.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppp_10_8.jpg","url":"https:\/\/www.etage.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppp_10_8.jpg","height":0,"width":0},"url":"https:\/\/www.etage.cz\/nikdo-nechce-byt-chudak\/","about":["Pen\u00edze"],"wordCount":430,"articleBody":"         My lid\u00e9 se v \u017e\u00e1dn\u00e9m p\u0159\u00edpad\u011b neobejdeme bez dostatku pen\u011bz. To je pravda, na kter\u00e9 se zaru\u010den\u011b v\u0161ichni shodneme. Ale navzdory tomu, \u017ee pen\u00edze m\u00edt mus\u00edme, je p\u0159inejmen\u0161\u00edm \u010das od \u010dasu nem\u00e1me. Sna\u017e\u00edme se je sice vyd\u011blat, pokud to jde, jen\u017ee ono to n\u011bkdy nejde, sna\u017e\u00edme se n\u011bjak\u00e9 na\u0161et\u0159it na hor\u0161\u00ed \u010dasy, co\u017e se ale nejednou neda\u0159\u00ed, proto\u017ee nen\u00ed z \u010deho \u0161et\u0159it, a n\u011bkdy tak\u00e9 omezujeme sv\u00e9 v\u00fddaje tak, aby n\u00e1m zbyly prost\u0159edky aspo\u0148 na to nejd\u016fle\u017eit\u011bj\u0161\u00ed, na co\u017e n\u00e1m ale nakonec stejn\u011b nemus\u00ed zb\u00fdt. A kdy\u017e o dostatek pen\u011bz usilujeme, ale nen\u00ed n\u00e1m dop\u0159\u00e1n, nec\u00edt\u00edme se v\u016fbec dob\u0159e. A nem\u00e1me klidu, dokud se zase dost pen\u011bz nese\u017eene.Ale kde a jak sh\u00e1n\u011bt pen\u00edze, \u017ee? Ty jsou p\u0159ece takovou vz\u00e1cnost\u00ed, \u017ee n\u00e1m je nikdo ned\u00e1 ze sv\u00e9ho. Ka\u017ed\u00fd jich chce m\u00edt co nejv\u00edc a nikdo je nikomu ciz\u00edmu bezd\u016fvodn\u011b nedaruje. A tak mus\u00edme na mo\u017enost finan\u010dn\u00edho daru zapomenout. A spokojit se t\u0159eba i s pouhou p\u016fj\u010dkou. Jen\u017ee p\u016fj\u010dky jsou jednak \u010dasov\u011b omezen\u00e9, jednak \u00faro\u010den\u00e9 a jednak na n\u011b \u010dasto ani nedos\u00e1hneme. Chceme je, ale jejich poskytovatel\u00e9 mohou usoudit, \u017ee nejsme dost d\u016fv\u011bryhodn\u00ed. A tak n\u00e1m je rad\u011bji nep\u016fj\u010d\u00ed, proto\u017ee nemaj\u00ed jistotu, \u017ee by je dostali zp\u00e1tky. A tak se mus\u00edme \u010dasto hodn\u011b sna\u017eit, abychom dostali aspo\u0148 takovou p\u016fj\u010dku, kter\u00e1 by n\u00e1m pomohla zvl\u00e1dnout to nejhor\u0161\u00ed, kter\u00e1 by n\u00e1s zajistila do doby, ne\u017e se zase d\u00e1me po finan\u010dn\u00ed str\u00e1nce dohromady. A u kter\u00e9 p\u016fj\u010dky m\u00e1me nad\u011bji, \u017ee ji dostaneme, a sou\u010dasn\u011b jistotu, \u017ee n\u00e1s jej\u00ed poskytovatel neo\u0161kube? P\u0159ece u nebankovn\u00ed hypot\u00e9ky. Dostaneme ji d\u00edky tomu, \u017ee se poskytuje oproti z\u00e1stav\u011b nemovitosti, a cenov\u011b v\u00fdhodn\u00e1 je pr\u00e1v\u011b proto, \u017ee se za ni takto kvalitn\u011b ru\u010d\u00ed. Tak\u017ee je minim\u00e1ln\u00ed riziko nespl\u00e1cen\u00ed a prakticky jistota, \u017ee dostane nebankovn\u00ed spole\u010dnost sv\u00e9 pen\u00edze zp\u011bt. A tak se my lid\u00e9 \u010dasto o nebankovn\u00ed hypot\u00e9ky uch\u00e1z\u00edme. A i kdy\u017e se neobejde ani americk\u00e1 hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu, z\u00edsk\u00e1 se snadno. A t\u00edm je mnoha lidem u\u017eite\u010dn\u00e1.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (1 vote)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nikdo nechce b\u00fdt chud\u00e1k","item":"https:\/\/www.etage.cz\/nikdo-nechce-byt-chudak\/#breadcrumbitem"}]}]