[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.etage.cz\/mit-penize-neni-jen-tak\/#Article","mainEntityOfPage":"https:\/\/www.etage.cz\/mit-penize-neni-jen-tak\/","headline":"M\u00edt pen\u00edze nen\u00ed jen tak","name":"M\u00edt pen\u00edze nen\u00ed jen tak","description":"Kdo by necht\u011bl m\u00edt hromadu pen\u011bz, \u017ee? Ka\u017ed\u00fd u\u017e o t\u00e9to n\u011bkdy snil, a kdo ji nem\u00e1, ten o n\u00ed […]","datePublished":"2022-05-07","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.etage.cz\/author\/#Person","name":"","url":"https:\/\/www.etage.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/a4f7f6499f3b2a0764d0773f1f5d74780987cfbea7e736c0e74f6185bb257971?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a4f7f6499f3b2a0764d0773f1f5d74780987cfbea7e736c0e74f6185bb257971?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"etage.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.etage.cz\/wp-content\/uploads\/mince%20v%20s%C3%A1%C4%8Dku.jpg","url":"https:\/\/www.etage.cz\/wp-content\/uploads\/mince%20v%20s%C3%A1%C4%8Dku.jpg","height":0,"width":0},"url":"https:\/\/www.etage.cz\/mit-penize-neni-jen-tak\/","about":["Pen\u00edze"],"wordCount":440,"articleBody":"   Kdo by necht\u011bl m\u00edt hromadu pen\u011bz, \u017ee? Ka\u017ed\u00fd u\u017e o t\u00e9to n\u011bkdy snil, a kdo ji nem\u00e1, ten o n\u00ed sn\u00ed dodnes. A v\u011bt\u0161inou o n\u00ed bude bohu\u017eel jenom a pouze sn\u00edt i nad\u00e1le. Ale i ti, kdo pen\u011bz dost maj\u00ed, v podobn\u00e9m sn\u011bn\u00ed nikdy neust\u00e1vaj\u00ed, a i kdy\u017e maj\u00ed hodn\u011b, cht\u011bli by m\u00edt ur\u010dit\u011b je\u0161t\u011b v\u00edc a v\u00edc.Ale sp\u00ed\u0161e ne\u017e nadbytku pen\u011bz se my lid\u00e9 obvykle do\u010dk\u00e1v\u00e1me jejich nedostatku. Sna\u017e\u00edme se o jejich dostate\u010dn\u00e9 vyd\u011bl\u00e1n\u00ed, t\u0159eba i \u0161kudl\u00edme, na \u010dem se jenom d\u00e1, ale p\u0159esto se n\u011bkdy st\u00e1v\u00e1, \u017ee nem\u00e1me na v\u0161echno, co bychom si cht\u011bli po\u0159\u00eddit. A kdy\u017e u\u017e takov\u00fd nedostatek nezvl\u00e1d\u00e1me, kdy\u017e u\u017e n\u00e1m to p\u0159er\u016fst\u00e1 p\u0159es hlavu? Pak se nap\u0159\u00edklad pokou\u0161\u00edme z\u00edskat aspo\u0148 p\u016fj\u010dku. Proto\u017ee i ta se hod\u00ed, kdy\u017e n\u011bkdo nem\u00e1 \u010d\u00edm financovat svoji existenci.Ale dostane p\u0159inejmen\u0161\u00edm p\u016fj\u010dku ka\u017ed\u00fd, kdo o ni projev\u00ed z\u00e1jem? M\u011blo by tomu tak b\u00fdt, ale pravidlem to rozhodn\u011b nen\u00ed. S p\u016fj\u010dkou m\u016f\u017ee po\u010d\u00edtat jenom ten, kdo je bonitn\u00ed, kdo spl\u0148uje v\u0161echny podm\u00ednky, je\u017e se na n\u011bj v souvislosti se zvolen\u00fdm typem p\u016fj\u010dky vztahuj\u00ed.A kdy\u017e n\u011bkdo nem\u00e1 nad\u011bji usp\u011bt, proto\u017ee se vybran\u00e9mu poskytovateli p\u016fj\u010dky nezdaj\u00ed jeho p\u0159\u00edjmy dost vysok\u00e9 a nezamlouvaj\u00ed se mu dejme tomu ani z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, riziko exekuc\u00ed nebo n\u011bco takov\u00e9ho? Pak je lep\u0161\u00ed zapomenout na b\u011b\u017en\u00e9 bankovn\u00ed p\u016fj\u010dky a zkusit to rad\u0161i u nebankovn\u00ed spole\u010dnosti, se kterou se d\u00e1 daleko sp\u00ed\u0161e n\u011bjak domluvit.Nap\u0159\u00edklad takov\u00e1 hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f je nab\u00eddkou, pro kterou se m\u016f\u017ee rozhodnout prakticky kdokoliv. A je daleko v\u00edce t\u011bch, kte\u0159\u00ed u n\u00ed nejen zkus\u00ed sv\u00e9 \u0161t\u011bst\u00ed, ale tak\u00e9 usp\u011bj\u00ed. Proto\u017ee tady se ru\u010d\u00ed za p\u016fj\u010den\u00e9 pen\u00edze z\u00e1stavou nemovitosti. A takov\u00e1 z\u00e1ruka se nab\u00edz\u00ed daleko sn\u00e1ze ne\u017e vysok\u00e9 p\u0159\u00edjmy, je\u017e zoufal\u00fdm lidem tou\u017e\u00edc\u00edm b\u011b\u017en\u011b po p\u016fj\u010dce samoz\u0159ejm\u011b p\u0159\u00e1ny neb\u00fdvaj\u00ed.A tak je mnohdy rozumn\u00e9 si takovou nebankovn\u00ed hypot\u00e9ku vz\u00edt. Je to obvykle s\u00e1zka na jistotu, kter\u00e1 mnoh\u00fdm v dne\u0161n\u00edm sv\u011bt\u011b chyb\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"M\u00edt pen\u00edze nen\u00ed jen tak","item":"https:\/\/www.etage.cz\/mit-penize-neni-jen-tak\/#breadcrumbitem"}]}]